Values (Werte)

Our WIW concept: Values

Our investment process is grounded in our values, which are reflected in the EB Group’s sustainability filter. This filter combines the ethical and sustainability criteria of the Guidelines for Ethical and Sustainable Investments (EKD Guidelines) with our own areas of focus, including an analysis of companies’ contributions to selected Sustainable Development Goals ( SDGs).

This systematically supplements traditional exclusion criteria, which include controversial business practices (e.g., the production of controversial weapons) and activities (e.g., serious violations of the UN Global Compact).

By applying this filter to our publicly offered funds, we aim to select investments that are consistent with our values and investment principles. At the same time, the filter helps ensure that sustainability-related risks and opportunities are taken into account in the investment process.

  • Audit criterion of the EB filter (Responsible) for companies

      • EB Filter (Responsible) Audit Criteria for ”
        ” Companies
      • Exclusions for …
      • ESG Rating
      • CCC / Not rated
      • Combination Criterion: ESG Rating and SDG Scores 1–17
      • < ‘s ESG rating is BB, and it has a negative impact (“misaligned”) on at least one SDG
      • Liquor (20 percent by volume)
      • Starting at 5% of sales
      • Tobacco and Cannabis Products for Non-Medical
        Purposes
      • Starting at 5% of sales
      • Gambling (controversial forms)
      • Starting at 5% of sales
      • Pornography (production / distribution)
      • Starting at 0% of sales / Starting at 5% of sales
      • Genetically modified seeds
      • Starting at 5% of sales
      • Embryonic Stem Cell Research
      • Starting at 0% of sales
      • Conventional Weapons
      • Starting at 5% of revenue
      • Controversial Weapons (including biological and chemical weapons, cluster munitions, and landmines)
      • Starting at 0% of revenue
      • Nuclear Weapons
      • Starting at 0% of sales
      • Coal (Mining & Power Generation)
      • Starting at 5% of sales
      • Share of global coal production
      • Starting at 1% of sales
      • Unconventional oil and gas production (including fracking,
        Arctic production, and oil sands)
      • Starting at 5% of sales
      • Nuclear energy
      • Starting at 5% of sales
      • ILO Labor Standards
      • Very serious violation
      • UN Global Compact
      • Very serious violation
      • OECD Guidelines for Multinational Enterprises
      • Very serious violation
      • UN Guiding Principles on Business and Human Rights
      • Very serious violation

    *Exclusion of companies that derive more than 5% of their revenue from the extraction or power generation of conventional oil and gas
    , unless they have a decarbonization pathway
    aimed at limiting global temperature rise to well below 2°C

  • Review criterion of the EB filter (Responsible) for states

      • Test criterion of the EB filter (Responsible)*
      • Exclusions for …
      • ESG Rating
      • CCC / Not rated
      • Peace Status
      • Very low
      • State Stability (according to the Worldwide Governance
        Indicators)
      • Low Peacefulness and High Instability
      • Treaty on the Non-Proliferation of Nuclear Weapons
      • No contracting party
      • Death penalty
      • Use as a Punishment
      • Freedom Status According to the Freedom House Index
      • Not Free
      • Civil Liberties and Political Rights
      • Weak Structures
      • Rule of Law
      • Low Trust in Institutions
      • Corruption According to the Corruption Perception Index
      • High Level of Corruption
      • Modern Slavery According to the Global Slavery Index
      • High incidence or weak
        government response
      • Money laundering (according to the AML Index of the Basel Institute)
      • High Incidence of Money Laundering
      • Compliance with the Paris Agreement and related
        commitments
      • Failure to Ratify & Inadequate Compliance
      • Convention on Biological Diversity (CBD)
      • No contracting party
      • Significant deficiencies in combating money laundering, terrorist financing, and the proliferation of weapons of mass destruction, as identified by the Financial Action Task Force (FATF)
      • Gray (“Increased Monitoring”) and Black (“High Risk”) Lists
      • Shortcomings in the Fight Against Tax Evasion and Tax Avoidance According to the European Union
      • Non-cooperative countries and territories

By applying the filter in our funds, we are pursuing several objectives:

  • We set clear ethical standards by consistently excluding controversial business practices.
  • We support companies and projects that make a positive contribution to sustainable development.
  • We minimize sustainability-related financial risks for our investors.
  • We support the transition to a more sustainable economy.

With this approach, we aim to systematically incorporate sustainability considerations into the investment process and to align investment decisions with our ethical and sustainability-related principles.

The EB filter (Responsible)

The EB (Responsible) filter stands for a consistently value-based investment strategy based on the guidelines for ethical and sustainable investments of the Evangelical Church in Germany.

It is an expression of a clear stance and reflects our own ethical convictions. By implementing the EB filter professionally, we avoid active risks and at the same time enable competitive management compared to conventional indices. In this way, we combine responsible investing with high financial quality – in line with strong values.

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